Fraudulent chargebacks are seen as a form of fraud, often compared to shoplifting and have landed some unethical buyers in jail.
- Friendly Fraud - Customers who are looking to keep the item and get their money back opt for chargebacks, stating that the product never arrived or that the product is faulty.
If a merchant suspects that you have used chargebacks as a form of "friendly fraud", they are within their legal right to file a lawsuit against you and pursue criminal charges, if applicable.
The civil lawsuit will include all the information listed during purchase. evidence will be presented.
Causes of action of fraud, conversion, delivery information and proof of purchase.